Client communication · 3 minute read

Reduce document chasing without losing the human touch

A clearer request, a visible review step and a useful client update. Includes a completed communication log.

The useful bit

Tell the client exactly what is missing and why. Treat ‘uploaded’ and ‘reviewed’ as separate states.

Who this is for: Mortgage advisers and administrators sharing document requests and client follow-ups, including small AR and DA teams.

Start with a real task

Morgan has uploaded a bank statement, but page 3 is missing. Sam can either repeat a generic reminder or send one specific request. The example below uses invented case details and no real personal information. Adjust the wording to the documents genuinely needed for the case and the client's circumstances.

A routine you can adapt

  1. Case manager

    Make one specific request

    State the document, period and missing part. Example: ‘Thanks for the statement. Page 3 is missing. Please upload that page using our agreed secure route so we can review the complete statement. Let us know if you need help.’

    Keep: The exact request, requested date and agreed upload route.

  2. Client contact

    Check understanding and access

    Ask whether the client can obtain and upload it. Agree another suitable route or support if needed. Avoid repeated automated reminders when someone has already explained a difficulty.

    Keep: The client's reply, any support agreed and the next contact date.

  3. Reviewer

    Review before closing

    When the file arrives, check it is complete, readable and relevant to the request. Record the outcome. Receipt alone should not close a task that includes a review; escalate anything requiring an adviser's judgement.

    Keep: Reviewer, date, result and any follow-up. Keep sensitive detail in the appropriate restricted case record.

  4. Team lead

    Improve the next request

    Each week sample repeated requests. Check whether the original instructions were unclear, the file was inaccessible or the client needed support. Change the template, then check a later sample.

    Keep: The sample definition, change made and follow-up result.

Filled example · fictional data

A document request with a clear handover

A document request with a clear handover
StageOwnerClient-facing actionInternal evidenceNext step
RequestedSamExplain that page 3 is missingRequest dated MondayCheck for reply Tuesday
ReceivedSamAcknowledge receipt; review still pendingUpload recorded TuesdayReview the complete file
ReviewedAlexConfirm whether anything else is neededComplete and legible; adviser review recordedContinue the case or explain the remaining gap

For a fictional sample of 20 requests, six needed a second request: 6 ÷ 20 = 30%. That is a prompt to inspect why, not a verdict on staff or clients. Compare like-for-like periods and count one request consistently; never use speed alone as a measure of a good outcome.

Free tools · no sign-up

Take it into your next review

Start with the completed example, or use the blank version with your firm's own information. CSV files open in Excel and other spreadsheet apps. Store any live case data in your firm's approved location.

One next step

Put it to work

Rewrite your most repeated request in plain language. Test it with a colleague who has not seen the case, then review the next five uses for avoidable confusion.

See document requests and review in Achos

The product walkthrough illustrates the workflow. Your firm remains responsible for its advice, controls and decisions.

Further reading and editorial notes

From customer journey to case evidence →

This article is an operational illustration, with fictional cases and figures. The linked reference guide contains the relevant primary-source links and scope notes. It does not replace current rules or advice specific to your firm.

What changed and who wrote it

Published 20 September 2026 by the Achos Editorial Team. Includes a worked routine, fictional example, editable templates and a product follow-through. This is an editorial resource; it has not been signed off by a named independent compliance reviewer.

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